(IPR) Intean Poalroath Rongroeurng Ltd. is a registered microfinance institution focused on the agricultural credit lending throughout Cambodia. The company is headquartered in Phnom Penh, Cambodia and operates six branch offices and several service post offices in five provinces: Kandal, Takeo, Pursat, Batdambang, and Banteay Meanchey. IPR currently provides credit access to more than 3,500 borrowers in 438 villages across Cambodia[1].

The Company is currently owned by Mr. Oknha Phou Puy, and IPR (HK) Limited. IPR (HK) Limited is a Hong Kong company 100% owned by Leopard Cambodia Fund, Cambodia’s first private equity fund, launched in 2008.[2]


Intean Poalroath Rongroeurng Ltd., stands for (Credit, Population, and Prosperity) in the Khmer language. The company was founded by Oknha Phou Puy and Hao Simorn in 2003. It was formed as a credit unit for the Federation of Cambodian Rice Millers Associations, to alleviate capital constraints of rice mill entrepreneurs who lacked access to credit to expand production.

In January 2005, the unit registered with the National Bank of Cambodia (NBC) as a rural credit operator. In July of the same year, the unit transformed into a private limited liability company and officially registered with the Ministry of Commerce under the name "Intean Poalroath Rongroeurng Ltd" (IPR). The Company received a microfinance institution license, MF 014, from the National Bank of Cambodia in August 2005. A new permanent MFI license that took the capital increase into account was granted by the NBC on June 19th 2009.

In 2010, Ms. Hao Simorn transferred her shares in IPR to Mr. Oknha Phou Puy. On December 31st 2010, Leopard Cambodia Fund, Cambodia's first private equity fund operated by frontier markets private equity firm Leopard Capital L.P.[3] took a minority stake in IPR through its Hong Kong based holding company IPR (HK) Limited. Today, IPR is currently a member of the Cambodian Microfinance Association. [4]

Products & Services

IPR staff working with clients in Takeo Province, Cambodia

IPR staff working with clients in Takeo Province, Cambodia

IPR provides individual loans to farmers and small agricultural businesses primarily in rural areas of Cambodia. The company offers working loans up to 12 months and investment loans from 12 to 36 months, [5] particularly targeted to farmers living in rural areas engaged in agricultural production of rice, cassava, maize, sesame. A small portion of loans are also lent to small business owners and traders. IPR's loan products are categorized into two types, working capital loans and investment loans:

1. Working Capital Loans: financial credit for the purchase of seeds, fertilizer and other inputs with loan terms up to 12 months.

2. Investment Loans: financial credit for the purchase of equipment, machinery and other capital goods with a term range of 12 to 36 months.[6].

IPR offers flexible loans in multiple currencies, including the Khmer Riel, Thai Baht, and U.S. Dollar. This is due to regional currency preferences, particularly along the Thai/ Khmer border, where many farmers trade in Thai Baht. IPR offers flexible currency options that assists rural Cambodians in achieving greater credit access.


This article uses material from the Wikipedia article IPR Microfinance Institution, that was deleted or is being discussed for deletion, which is released under the Creative Commons Attribution-ShareAlike 3.0 Unported License.
Author(s): Solarra Search for "IPR Microfinance Institution" on Google
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